About Money-360
Who We Are
Empowering ethical funding, one relationship at a time.
Money-360 isn’t just a bridge between ISOs and funders—we’re the architects of better funding relationships. Our mission is to make lending approachable, ethical, and seamless through a blend of technology, expertise, and human-first values.
What Sets Us Apart
In-House Underwriting
Every deal is reviewed internally first, resulting in cleaner submissions, faster approvals, and better outcomes.
Stacking-Free Funding Culture
We protect merchants and lenders by minimizing over-financing and promoting sustainable capital solutions.
Smart File Management
We help ISOs avoid repeated credit pulls and prevent merchant fatigue through structured, intelligent submissions.
Support for New ISOs
We provide low-cost tech, training, and operational guidance to get your new ISO business thriving.
White-Label-Friendly Services
Plug your ISO into our infrastructure while maintaining full control over your brand identity.
Human Expertise + Scalable Tech
Our processes are automated, but our thinking is strategic. We combine fintech precision with human decision-making.
Led by experience Driven by purpose
Founder
Sitanshu Srivastava
Founder
A strategic thinker with over 10 years of experience in the MCA space, driving partner growth and operational excellence.
Underwriting Unit
A sharp underwriting unit with 12+ years of combined expertise in evaluating files and optimizing deal flow.
Janmejaya Singh Chauhan
Head of Underwriting
Shakti Singh
Senior Underwriter
Shivam Sahu
Underwriting Specialist
Ashutosh Chaturvedi
Underwriting Analyst
Senior MCA Consultants
Senior MCA Consultants (8+)
Industry veterans
Industry veterans with over 15 years each in merchant cash advance consulting, partner engagement, and lender relationship management.
Our Core Values
Integrity
We say no to unethical funding. Always.
Clarity
Communication that builds trust, not confusion.
Speed
We move fast, without compromising accuracy.
Empowerment
We help new and growing ISOs thrive with real support.
Partnership
We win when you do.
Ready to Build Something Better?
Whether you're an ISO launching your first deal or a veteran looking for cleaner, faster submissions—Money-360 is your trusted partner in building long-term value.