Terms of Use

1. Acceptance of Terms

By accessing and using Money-360's platform and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. User Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements. You represent and warrant that:

• • You are authorized to act on behalf of your business entity
• • All information provided is accurate and complete
• • You will comply with all applicable laws and regulations
• • You have the necessary licenses and permits to operate your business

3. ISO Agreement Terms

As an Independent Sales Organization (ISO), you agree to:

• • Maintain compliance with all applicable laws and regulations
• • Provide accurate and complete merchant information
• • Not engage in deceptive or fraudulent practices
• • Maintain appropriate business insurance coverage
• • Complete required training and certification programs
• • Report any suspicious or fraudulent activity immediately

4. Platform Usage

You may use our platform only for lawful purposes and in accordance with these Terms. You agree not to:

• • Use the platform for any illegal or unauthorized purpose
• • Attempt to gain unauthorized access to our systems
• • Interfere with or disrupt the platform's functionality
• • Share your login credentials with unauthorized users
• • Upload or transmit malicious code or content
• • Violate any intellectual property rights

5. Earnings and Payment Terms

Earnings payments are subject to the following terms:

• • Earnings are paid based on successfully funded transactions
• • Payment schedules and rates are subject to change with notice
• • All payments are made via electronic transfer to designated accounts
• • Earnings disputes must be reported within 30 days
• • We reserve the right to withhold payments for compliance issues

6. Prohibited Activities

The following activities are strictly prohibited:

• • Submitting fraudulent or misleading merchant applications
• • Engaging in predatory lending practices
• • Violating consumer protection laws
• • Sharing confidential merchant information
• • Circumventing our compliance procedures
• • Engaging in money laundering or terrorist financing

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

You agree to handle merchant data in accordance with applicable privacy laws and our data protection standards.

8. Disclaimers and Limitations

THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

IN NO EVENT SHALL MONEY-360 BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE PLATFORM.

9. Termination

Either party may terminate this agreement with written notice. Upon termination:

• • Your access to the platform will be immediately revoked
• • Outstanding earnings will be paid according to our payment schedule
• • You must return or destroy all confidential information
• • Certain obligations will survive termination

10. Governing Law and Disputes

These Terms are governed by the laws of the state where Money-360 is incorporated. Any disputes arising from these Terms or your use of the platform shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the platform after changes constitutes acceptance of the modified Terms.