Fast capital
Merchant Cash Advance
01Fast, flexible capital based on your future card sales.
Funding range$10K – $1M
Typical decisionSame day
Best for
Retail, restaurants & high-volume businesses
Money-360 funding products
Compare capital options built around your next move
Explore SBA loans, working capital, equipment financing, lines of credit, and more before matching with a verified funding specialist.
Transparent rangesNo obligationExpert guided
Smart product match
$250,000 working capital
Best fit
SBA / Working Capital
Decision speed
24h - 3 days
Verified expert review
Compare options with a category specialist before moving forward.
PRODUCT MATCH: Equipment financing approved for $220K in Texas (3 mins ago)
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8
Funding categories
24-48h
Fast decisions
500+
Verified experts
Explore funding
Long-term
SBA Loans
02Government-backed financing with competitive rates and longer terms.
Funding range$50K – $5M
Typical decision2–4 weeks
Best for
Established businesses planning long-term growth
Property backed
Commercial Real Estate Financing
03Finance acquisitions, refinancing, or improvements to commercial property.
Funding range$250K – $20M+
Typical decision10–20 days
Best for
Investors, developers & owner-occupied property
Asset backed
Equipment Financing
04Purchase or lease the tools and machinery that keep your business moving.
Funding range$25K – $5M
Typical decision24–72 hours
Best for
Construction, logistics & manufacturing
Flexible
Working Capital
05Flexible funds for payroll, inventory, expansion, and daily operations.
Funding range$10K – $2M
Typical decision1–3 days
Best for
Growing businesses with short-term needs
Revolving
Business Line of Credit
06Draw funds when needed and only pay interest on the amount used.
Funding range$25K – $500K
Typical decision1–3 days
Best for
Businesses managing variable cash flow
Cash-flow
Invoice Factoring
07Unlock cash tied up in unpaid customer invoices without taking on debt.
Funding range$20K – $5M
Typical decision24–48 hours
Best for
B2B companies with net-term invoices
Specialized
Healthcare Plans
08Specialized capital solutions for healthcare practices and providers.
Funding range$50K – $10M
Typical decision3–7 days
Best for
Medical, dental & veterinary practices
Funding estimator
Explore your potential funding range
Adjust a few business details to see an illustrative range and products commonly associated with a similar profile.
This estimator is educational only and does not represent an offer, approval, or guaranteed funding amount.
Estimated funding range
$40,000 – $130,000
Recommended products
01
Working Capital
Explore with a verified category expert
02
Equipment Financing
Explore with a verified category expert
Side-by-side comparison
Compare the essentials at a glance
Use this overview as a starting point, then speak with a verified expert for guidance specific to your business.
| Product | Best For | Funding Range | Typical Decision | Expert Support |
|---|---|---|---|---|
01 Merchant Cash Advance Fast capital | Retail, restaurants & high-volume businesses | $10K – $1M | Same day | Category specialist |
02 SBA Loans Long-term | Established businesses planning long-term growth | $50K – $5M | 2–4 weeks | Category specialist |
03 Commercial Real Estate Financing Property backed | Investors, developers & owner-occupied property | $250K – $20M+ | 10–20 days | Category specialist |
04 Equipment Financing Asset backed | Construction, logistics & manufacturing | $25K – $5M | 24–72 hours | Category specialist |
05 Working Capital Flexible | Growing businesses with short-term needs | $10K – $2M | 1–3 days | Category specialist |
06 Business Line of Credit Revolving | Businesses managing variable cash flow | $25K – $500K | 1–3 days | Category specialist |
07 Invoice Factoring Cash-flow | B2B companies with net-term invoices | $20K – $5M | 24–48 hours | Category specialist |
08 Healthcare Plans Specialized | Medical, dental & veterinary practices | $50K – $10M | 3–7 days | Category specialist |
Funding ranges and decision times are illustrative. Actual terms depend on provider review and business qualifications.
Decision framework
Choose with more signal, less guesswork
Focus on fit, affordability, timeline, and structure before comparing offers.
01
Match cash flow
Choose a structure your operating cash flow can comfortably support.
02
Balance speed and cost
Fast capital can carry different terms, so compare urgency with total cost.
03
Use expert context
Verified specialists help translate product fit into a practical next step.
04
Review repayment terms
Understand frequency, term, collateral, and flexibility before moving forward.
Funded outcomes
Business funding in action
Illustrative marketplace case studies showing how different products support distinct business goals.
Funded
Case study 01$180,000
Multi-location restaurant
- Funding type
- Working Capital
- Time to funding
- 3 business days
Illustrative outcome based on common marketplace funding scenarios.
Funded
Case study 02$1.2M
Commercial construction
- Funding type
- Equipment Financing
- Time to funding
- 8 business days
Illustrative outcome based on common marketplace funding scenarios.
Funded
Case study 03$650,000
Dental practice
- Funding type
- SBA Loan
- Time to funding
- 24 business days
Illustrative outcome based on common marketplace funding scenarios.
Funded
Case study 04$95,000
B2B distribution
- Funding type
- Invoice Factoring
- Time to funding
- 2 business days
Illustrative outcome based on common marketplace funding scenarios.
These are illustrative examples for presentation purposes. Funding outcomes and timing vary by business and provider.
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Common questions
Funding product FAQ
Clear starting answers for the questions business owners ask most often.
Which funding option is fastest?+
Merchant Cash Advances and some working-capital products can provide decisions quickly, sometimes the same day.
Do I need collateral?+
Not every product requires traditional collateral. Equipment and real-estate financing are generally asset-backed.
Can Money-360 help me compare products?+
Yes. Money-360 helps borrowers understand product ranges and connect with verified professionals.
Should I book an expert consultation first?+
A short consultation helps when your funding need is complex or you are comparing multiple products.
Not sure which product fits?
Share your goals once and let Money-360 match you with suitable funding products and verified experts.